Mortgage Rates
TD Canada Trust offers a range of home mortgages with rate plans to suit all needs. Mortgage rates are important, but so is flexibility. To find the right mortgage for you, you need to take all of its features and benefits into account. Click on the mortgages below to learn more about our mortgage rates, features and terms.
| Term |
|
|
|
|
|
|
| 6 mo |
|
6.200%
|
|
|
|
|
| 1 yr |
6.650%
|
|
8.800%
|
|
|
|
| 2 yr |
6.700%
|
|
|
|
|
|
| 3 yr |
6.700%
|
|
|
|
|
|
| 4 yr |
6.690%
|
|
|
|
|
|
| 5 yr |
6.850%
|
|
|
6.850%
|
|
6.850%
|
| 6 yr |
7.100%
|
|
|
|
7.100%
|
7.100%
|
| 7 yr |
7.300%
|
|
|
|
7.300%
|
7.300%
|
| 10 yr |
7.650%
|
|
|
|
7.650%
|
7.650%
|
Mortgage Financing
All our mortgages are available as Conventional or High-Ratio financing with the exception of the No Down Payment Mortgage which does not offer Conventional financing. Our Variable Interest Rate Mortgages require a minimum of 5% down.
Mortgage Payment Options
All our fixed rate and Variable Interest Rate Mortgages can be paid weekly, biweekly, semi-monthly or monthly.
Rapid Paydown
For all our mortgages, payments can be increased by up to 100% over the term without charge.
Prepayment Option
With the exception of the 1 Year Open Mortgage and the 5 Year Open Variable Interest Rate Mortgage, you can pay down up to 15% of your original mortgage amount each year. With our 5 Year Open Variable Interest Rate Mortgage you can make a full or partial prepayment on any date however, full prepayment is subject to an administration fee.
For more information on these mortgage rates and options, call us at 1-800-722-3098, visit your local TD Canada Trust branch or locate a Mobile Mortgage Specialist.
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