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Managing Money


Everyday banking

The right bank account should give you the flexible terms you need as a student and save you money in fees. Here’s how to keep your cash safe and close at hand.

Whether you’re in need of cash or want to move money between accounts, there are lots of convenient ways to do it.

Enjoy no monthly fee banking

If you’re enrolled in a full-time post-secondary program, you may be eligible for our Value Plus Account — a no monthly fee account that gives students loads of options when it comes to accessing your money.

How to save on everyday banking

Beware of bank machine fees. ABMs offer easy 24/7 access to your money. But if you use one from a financial institution other than your own, you’ll probably pay a transaction fee. That really adds up! With a TD Canada Trust Access Card you can enjoy no-fee transactions when you use any of our 2,500 Green Machine ABMs across Canada and PLUS Network fee free access at 2,700 ABMs in the U.S.

Go paperless online. Stay connected to your accounts the same way you stay connected with your friends online. Banking online gives you secure 24/7 access to your money and saves you time with online bill payments, transferring funds and even email money transfers. If you use TD Canada Trust EasyWeb, you can sign up for Paperless Record Keeping and do your bit to help save the environment.

Stay in touch via telephone banking. When you’re on the road or not near an Internet hot spot, telephone banking will give the same 24/7 secure options as banking online. With TD Canada Trust EasyLine, you can speak to a representative if you have any questions or need help or advice.

Don’t hesitate to walk into a branch. Sometimes, there’s nothing better than speaking to someone one-on-one about ways to manage your cash flow. That way, your bank can get to know you, your unique situation and your goals. Since TD Canada Trust branches are open 50% longer than any other bank in Canada, it’s easy to drop in and get the service you need. Branch representatives can provide information and advice on banking, investing and insurance options.


Cushion yourself with Overdraft Protection

Combine your TD Canada Trust Value Plus Account with our Overdraft Protection to give you peace of mind if you think you may have to pay extra on your cellphone bill or spent too much on your favourite online music store. With two great overdraft protection options, you never need to worry about covering your bills between cheques:

  • Pay-As-You-Go — no monthly fee, and you only pay a fee when you use your overdraft protection.
  • Monthly Overdraft Protection — with one low fee per month, you’re always covered without even thinking about it.

Practice good security habits to keep money safe

There are a lot of easy ways to keep your money safe, like never sharing your PIN, online or telephone banking password with anyone. If you bank online with TD Canada Trust , you enjoy the added safety of our EasyWeb Security Guarantee.

EasyWeb security Guarantee



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