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Paying for School


Paying for your graduate studies

As your studies step up in intensity, so do higher tuition fees — especially for some programs. But you do have options.

For university students in general, expenses can really add up. That’s even truer for graduate and professional students. At TD Canada Trust, we understand your need for funding more tuition now, with more payment options for after you graduate.  That’s why we’ve designed a student line of credit just for you.

TD Canada Trust Student Line of Credit for professionals and graduates

Graduate students entered in one of the following professional programs are eligible to apply for a higher line of credit through the TD Canada Trust Student Line of Credit for professionals and graduates:

  • Chiropractic
  • Dental
  • Law
  • MBA programs
  • Medical
  • Optometry
  • Pharmacy
  • Veterinary

Our Student Line of Credit for professionals and graduates has even lower rates of interest than our standard Student Line of Credit, but comes with the same benefits: Once you’ve completed your degree or leave school, you get a 12-month grace period and pay interest only during that time. After that, you have up to 20 years to repay via low monthly payments.

Still have questions? We’ve got answers. Check our Student Line of Credit FAQs.

Customized options for medical and dental students

You’re planning on helping others after you graduate. Why not let us help you until you get there?

The TD Canada Trust financial solution for medical and dental students includes:

  • A Student Line of Credit for up to $150,000 at a low variable rate
  • An option to defer principal payments on your Student Line of Credit for the first year following graduation or during residency
  • In most cases, medical and dental students will not require a co-signor and will not have to re-apply each year for additional funds
  • Choice of a TD Visa Card with a credit limit of up to $5,000
  • A no monthly fee TD Canada Trust Value Plus Account

Speak to a TD Canada Trust representative to find out more about this customized solution. We also offer a wide range of small business services to help you transition into your profession once your graduate.


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